Privacy Policy
Effective date: September 27, 2026
Fastrack Lending respects your privacy and is committed to protecting the personal information you provide when you visit fastrackrate.com, contact us, request mortgage information, use our calculators or rate-quote tools, or otherwise interact with our website.
Information We Collect
We may collect information that you voluntarily provide, such as your name, email address, phone number, contact message, and information you enter into mortgage calculators, rate-quote tools, or loan inquiry forms. Depending on the service you request, this may include information about a property, loan amount, loan purpose, occupancy, down payment, credit range, or other mortgage-related details.
We may also automatically collect limited technical information when you use the website, such as your IP address, browser type, device information, pages visited, referring website, and similar usage information through standard website technologies.
How We Use Information
We may use the information we collect to respond to inquiries, provide requested mortgage information or estimates, assist with loan-related services, operate and improve the website, communicate with you, maintain security, prevent fraud or misuse, and comply with applicable legal and regulatory requirements.
Mortgage Quotes and Calculators
Information produced by calculators, rate-quote tools, or similar website features is provided for informational purposes and may be based on the information you enter. Estimates are not a commitment to lend, an approval, or a guarantee of any particular interest rate, payment, loan program, or loan terms. Final loan terms are subject to application, verification, underwriting, eligibility requirements, and other applicable conditions.
How We Share Information
We may share information with service providers and technology partners that help us operate our website, communicate with users, process inquiries, provide mortgage-related services, maintain security, or perform other business functions on our behalf. We may also disclose information when required by law, regulation, legal process, or governmental request, or when reasonably necessary to protect our rights, users, systems, or the public.
We do not sell personal information in exchange for monetary payment.
Cookies and Analytics
Our website may use cookies, analytics services, and similar technologies to understand website usage, remember preferences, diagnose technical issues, and improve site performance. Your browser may allow you to block or delete cookies, although doing so may affect certain website features.
Data Security
We use reasonable administrative, technical, and organizational measures intended to protect personal information. However, no website, network, transmission, or storage system can be guaranteed to be completely secure.
Data Retention
We may retain personal information for as long as reasonably necessary for the purposes described in this policy, to provide requested services, maintain business and compliance records, resolve disputes, enforce agreements, and satisfy applicable legal or regulatory obligations.
Third-Party Websites and Services
Our website may link to or use services operated by third parties. Their privacy practices are governed by their own policies, and we are not responsible for the privacy practices or content of third-party websites or services.
Children's Privacy
This website is not directed to children under 13, and we do not knowingly collect personal information from children under 13 through this website.
Your Privacy Choices
Depending on where you live, applicable law may provide rights concerning your personal information. You may contact us to ask questions about information you have provided through this website or to make a privacy-related request. We may need to verify your identity before fulfilling certain requests.
California Privacy Rights
If you are a California resident, you may have rights regarding your personal information under the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA), and other applicable California privacy laws. Depending on the circumstances and applicable law, these rights may include the right to know about and access personal information collected about you, request deletion of certain personal information, request correction of inaccurate personal information, opt out of the sale or sharing of personal information, limit certain uses and disclosures of sensitive personal information, and exercise applicable privacy rights without unlawful discrimination.
Not all rights or requirements apply in every circumstance, and certain information may be subject to exceptions or governed by separate federal or state financial privacy laws. To submit a privacy-related request or ask a question about your personal information, please contact us through our Contact Us page. We may need to verify your identity before processing certain requests.
Financial Privacy Notices
This website privacy policy describes general website privacy practices. It does not replace any financial privacy notice, consumer disclosure, or other notice that may be provided separately in connection with a mortgage application, loan transaction, or other financial service as required by applicable law.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices, technology, services, or legal requirements. The effective date shown above indicates when this policy was last updated.
Contact Us
If you have questions about this Privacy Policy or our privacy practices, please contact us through the Contact Us page on fastrackrate.com.